ENGENHARIA ECONÔMICA: Sistema de Amortizações Aplicados à Engenharia

Abstract

This study explores the application of amortization systems in engineering projects, highlighting their relevance in economic viability analysis. The lack of widespread knowledge about these methods and their benefits, such as interest reduction and early liquidation, justifies the need for the dissemination of information and practical examples. The main objective is to integrate the knowledge of amortization systems with real-world applications in Economic Engineering, aiming to improve outcomes for both companies and individuals in their credit operations. This will be achieved through literature research and the study of practical cases in engineering. The results demonstrate that a proper understanding and use of amortization systems can have a positive impact on the capital and execution time of credit operations, providing companies with greater investment capacity. The study evaluated two amortization systems, SAC and PRICE, in two financing cases of Evidence Ballet: photovoltaic energy panels and a compressor. The PRICE system proved advantageous, enabling cost savings and reducing the payoff period for the panels, while offering flexibility for the compressor. The choice of the amortization system should take into account the specific goals and needs of the company.